Can young drivers join the Scheme?

You can only have one driver under 21 on your Certificate of Motor Insurance. This could be the disabled customer, or another driver living at the same address.

Unless they’re the customer, drivers under 21 need to hold a full driving licence.

If you’re the customer

There are no restrictions to you joining the Scheme with a provisional licence, but you’ll need to meet all our criteria.

As long as you’re shown as a driver on your Certificate of Motor Insurance and you’re accompanied by a nominated driver aged 21 or over, who has held their licence for at least three years, you can learn to drive in your Scheme vehicle.

All other provisional licence holders

You’ll need to be aged 21 or over and meet all our criteria. For more information, please contact our insurance provider.

If you’re under 25

There are a few restrictions:

• For petrol, diesel and hybrid vehicles, you can only get a vehicle with an ABI Insurance Group rating of 16 or lower and a power output of 120 brake horsepower (bhp) or less
• For electric cars, you can only get a vehicle with an ABI Insurance Group rating of 21 or lower and a power output of 140 bhp or less

Learning to drive on the Scheme

Learn more about who can drive