New Vehicle Payment

Remember, the one-time New Vehicle Payment is ending for new customers on 3 January 2025. Read more

WAV stands for Wheelchair Accessible Vehicle. This means you can travel in the vehicle while seat in your wheelchair

My vehicle has been in an accident. What do I do?

You'll need to register a claim with Direct Line Motability (DLM), even if there's no damage to your vehicle.

You do not need to tell us about the accident. DLM will let us know if they need more information.

You can register a claim online in your Motability Scheme online account. Go to 'Insurance' in the menu, then visit the DLM insurance portal.

You'll be signed in automatically, so you do not need any other details. Then go to 'Claims' to get started.

Sign in

Create an account

The portal is available all day, every day to log a claim online at a time that suits you.

Or you can call DLM directly on 0300 037 3737 if you have a car or Wheelchair Accessible Vehicle (Wheelchair Accessible Vehicle). Call 0800 294 0790 if you have a scooter or powered wheelchair.

Phonelines are open 8am to 7pm.  Monday to Friday, and 8am to 4pm on Saturday. If it's outside of these hours, make sure you report the incident when the lines are next open.

DLM will let you know if your vehicle needs any repairs. They'll also arrange other transport, where possible.

If your vehicle has been stolen or vandalised

First report it to the police to get a crime number, then contact our insurance provider.

You’ll need to give them your customer reference number, the date, time and details of the incident.

Check what's covered for cars and Wheelchair Accessible Vehicles Check what’s covered for scooters and powered wheelchairs 

Related FAQs

How much excess do I need to pay if I have an accident? 

You can see excess payments quotes in your terms and conditions.

Read more

What happens if me or my passenger is injured in an accident? 

If it's not your fault, you're entitled to legal expenses cover.

Read more

Will I qualify for loss of use payments? 

You might qualify if you’ve been without your vehicle and a replacement.

Read more

Will I get a ‘no claims’ bonus at the end of my lease? 

You will not get a no claims bonus.

Read more

What happens if my vehicle is not repairable after an accident?

We’ll support you with replacement travel if your vehicle has been ‘written off’. You’ll need to find, apply for and get your next vehicle within three months.

Read more