Your all-inclusive electric car lease package
We’ll give you a way to charge your electric car and cover your insurance, servicing, MOTs and breakdown.
Support with charging
You can either charge your car at home or on the go. We’ll support you with one of these. We’ll also give you a Motability Go Charge card.
We'll arrange your insurance
We’ll arrange your insurance cover with Direct Line Motability (DLM).
You can add up to three drivers, report an accident and register a claim through your online account.
What’s covered by your policy?
- Loss or damage to your car including in-car equipment
- Adaptations and modifications agreed with us
Replacement locks if keys are stolen
- A temporary replacement car if yours is not drivable due to loss or damage
- Personal accident cover up to £5,000
- Legal liabilities and loss of use benefit
What’s not covered
Excess payment before repairs begin
- Loss of keys or personal belongings
- Damage to interior of the car
- Non-standard equipment or modifications added as optional extras
- Driving cars not provided by us
- Unauthorised or uninsured drivers
Using the car for business purposes
- We recommend getting your chargepoint covered by your home insurance
For more detail, Download the insurance booklet
Make sure you're happy with the terms and conditions and how you can and cannot use a vehicle on the Scheme before you lease an electric car. Learn more
We'll keep your car running perfectly
We’ll cover the cost of your regular servicing, maintenance and routine repairs. This includes any adaptation you had fitted that might need regular maintenance too.
You’ll need an MOT every three years to check your car is safe to drive and meets environmental standards. Your dealer will let you know when to arrange your MOTs and we cover the cost of the test.
The latest car means the latest tech. Remember, you'll get more than a brand-new car and our worry-free package. You'll get to enjoy all the latest features and tech too.
We'll give you breakdown cover
We include breakdown cover in your lease through RAC Motability Assist.
Download the myRAC app(opens in a new window) app. It’s the easiest way to report a breakdown and has lots of helpful features, like a route planner, vehicle maintenance reminders, news and advice.
What RAC Motability Assist cover
- They’ll recover your car to the nearest repairer if it cannot be repaired at the roadside
- They’ll help get you where you’re going, or they’ll give you overnight accommodation
- A replacement car for up to 48 hours if they decide your car isn’t fit to drive
What RAC Motability Assist does not cover
- Driving outside of the UK and Europe
- Repairs on caravans or trailers you might be towing
Out of charge? Some RAC vans are fitted with an EV Boost, which can give you a 30-mile boost to get you home or to the nearest chargepoint.
We’ll arrange your tax for you
If you live in Great Britain or Northern Ireland
When you get your new vehicle, it’ll already be taxed for the first year, then we’ll renew it for you each year of your lease.
If you live on the Isle of Man
We’ll tax your vehicle for your first year, but you’ll need to renew it each year after that.
If you decide to pay your own tax
Some people find it’s best to keep their disability exemption on a private vehicle and pay for their Scheme vehicle tax themselves. Let your dealer know when you apply or contact us if you decide during your lease.
If you drive an electric car and choose to pay your own road tax, you’ll need to start paying tax for this vehicle from 2025. If you use your disability exemption on your Scheme electric vehicle, we’ll arrange this for you, as normal. You will not need do or pay anything.
What would you like to do next?
See more about electric cars
It’s important you understand your charging options, to see what suits you best. Explore and learn more about each:
Your charging options
We’ll take you through key information about home charging and public charging to help you choose what’s right for you.
Ready to check if an electric car suits you?
Take five minutes to answer some questions and we’ll tell you whether we think an electric car could suit you. Or browse our electric cars.
